Student Loans and Bankruptcy

Student Loans and Bankruptcy

  • Getting Rid Of Your Debt For The New Year: Ideas For You

    When you set your New Year's resolutions this year, you may decide that this the year that you are going to finally get control of your finances and overcome your debt. However, you may not know what you can do to achieve that goal. And if you allow yourself to get overwhelmed with your debts, you may give up on your goals before you even get started. However, if you get to know some of the ways that you can start getting rid of your debt this year, you can start your year off right and make your dreams a reality.

  • FAQs About Disability Payments And Bankruptcy

    Recipients of Social Security disability benefits are not exempt from their responsibility to past debts. If you are receiving disability or expect to, your benefits could be potentially impacted by filing for bankruptcy. Before filing for bankruptcy, here is what you need to know about your disability payments and bankruptcy.   Is Disability Considered Income? When you apply for bankruptcy, you have to pass a means test. The test determines how much income you have and if you meet the basic amount of income needed to qualify for bankruptcy.

  • Ways That You Can Reduce Your Small Business Tax Liability

    The profitability of your business is strongly related to how much you will have to pay in taxes at the end of the year. If you would like to reduce your tax liability, you will need to understand the tax shelters you are missing out on and the deductions that you are owed. Create A Business Retirement Plan Setup a business retirement plan which allows for each contributed dollar to be tax deductible.

  • Bankruptcy: The Beginning Of Your Financial Reconstruction

    Bankruptcy may not be your ideal option for dealing with your current debt issues. However, bankruptcy can be the beginning of your financial reconstruction if you know how it can help you get through these hard times. Debt Management Bankruptcy gives you the ability to manage your existing debt in a more effective manner. In many cases, you can erase or at least limit the amount of money you will need to spend to lower your debt amounts.

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    About Me
    Student Loans and Bankruptcy

    Thank you for visiting my website. My name is Melanie. I am a 31-year-old woman who recently found myself unable to pay my bills following a devastating divorce. I created this website because I know there are a lot of misconceptions out there about filing for bankruptcy when you have student loans. I read about many of these misconceptions when doing my own research. Ultimately, I hired an attorney who helped me learn the truth. If you have loans, you may be able to get them discharged, though it is challenging and rare. If you are drowning in debt and have student loans as well, I hope my website helps you learn about bankruptcy and how student loans may affect it.

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