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Dealing With Student Loans and Bankruptcy

Is Bankruptcy The Right Choice For You?

If you are buried in bills, you may feel like you are running out of options. Fortunately, there may be help for your situation – bankruptcy. Bankruptcy isn’t a suitable choice for everyone, though. The following guide can help you determine whether it is the best solution in your case. What types of debts do […]

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Payday Loans: Can They Be Discharged With Bankruptcy?

For those with financial difficulties, a payday loan can be a life-saver when an emergency arises and cash is short. Unfortunately, those who need those payday loans are often also headed for a bankruptcy filing. Whether it’s due to unexpected medical bills or poor money management skills, the need to file for bankruptcy after getting […]

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Is An Emergency Bankruptcy Filing Right For You?

Filling out the reams of paperwork that is normally required for a chapter 7 or 13 bankruptcy filing can mean hours and hours of time. Commonly you must include information that gives the bankruptcy court a complete picture of your financial picture, including debts owed, property owned, and income. There is a provision for those […]

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3 Ways That A Debt Defense Attorney Can Help You With Unpaid Bills And Collection Attempts

If you are experiencing issues with debt and bill collectors seem to always be on the other side of the phone, it is time to speak with a debt defense attorney. It is also important to consult with that type of attorney if legal action is being threatened. A debt defense attorney has numerous ways […]

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3 Items You Can Keep When Filing For Bankruptcy

While you never expect to find yourself in a situation where you can’t make ends meet, it can happen at any point in time. Job loss, cutbacks, reduced hours, medical illness and others can all cause you to fall short of being able to meet your monthly obligations. When that happens, the bills start piling […]

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3 Mistakes To Avoid When Filing For A Chapter 7 Bankruptcy

Legally, you can file for Chapter 7 bankruptcy without retaining an attorney. However, this might be a mistake. Even if your petition seems simple, there are hidden complexities that could hurt your filing and result in it being dismissed. If you are considering filing for yourself, here are some possible mistakes to avoid.  Improperly Assessing […]

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Does Chapter 7 Bankruptcy Affect Your Next Tax Refund Check?

If you are in trouble financially and decide to file Chapter 7 bankruptcy, you will find relief almost instantly after filing the paperwork. This chapter of bankruptcy gives you relief from your creditors and helps you get rid of debts, but there are consequences too. One consequence involves surrendering things you own, and your next […]

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Two Ways To Avoid A Foreclosure During A Divorce

Divorce proceedings can be pretty messy legally, but they can get even more complicated if a homeowner is facing foreclosure during a divorce. What happens if neither spouse wants the house and the debt that goes with it? What if both spouses do want the house (and associated risk of foreclosure)? Here’s a look at […]

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Three Myths You May Have Heard About Bankruptcy

Unless you have filed for bankruptcy before, you may not quite understand all the rules surrounding it. Even if you have filed before, there are different types of bankruptcies with different obligations with each type. When it comes to filing bankruptcy, you want to make sure you have thought long and hard about your options. […]

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Tips For Divorcing An Abusive Spouse

If you are planning to divorce an abusive spouse, there are steps you can take to help protect you and your family and ensure that the court takes into consideration the safety of all concerned. You should start to plan long before you actually file. To help ensure you are doing everything you can to […]

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